Shhhh …, I can’t talk loud because this is the
program that most of the other credit card processing reps don’t
want you to know about. It is the small ticket interchange program
and it was launched by both MasterCard and Visa a few years
ago.
The CCPS small ticket interchange plus program is specifically
for only about 15 merchant categories which typically have a
large number of transactions with low ticket sales. So if you
own one of these business types you should be very interested
to know that the following two aspects of the program will benefit
you:
- Every time you accept a consumer credit card for a purchase
price of less
than $15.00 then you qualify for the lower small ticket interchange
category.
- For all swiped sales of $25.00 or less you do not have to
get a signature
from the card member.
Here is the list of the merchant categories that Credit Card
Processing Services can assist with in order to provide the
small ticket interchange plus pricing program:
| Restaurants |
Dry Cleaners
|
Parking Lots |
Car Washes |
| Fast Food (QSR) |
Laundries |
Garages |
Movie Theaters |
| Taxi Cabs |
News Dealers |
Bus Lines |
Videotape Rental |
| Toll & Bridge Fees |
Quick Copy |
|
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If you qualify by being one of the business types above then
please pay special attention to the small ticket interchange
plus pricing program that we offer. If you click on the burgundy
button below you will find our best rates. If you are already
processing then please compare this to the categories that your
transactions are currently being charged.

For those merchants that want to be on a four
tiered program than we would be happy to set your account up
with the following rates:
| MasterCard
Check / Debit Cards (Non PIN-Based) |
1.49
% + .25 per Transaction |
MasterCard
Credit Card Rate (Qualified Swiped) |
1.69
% + .20 per Transaction |
MasterCard
Credit Card Rate (Mid-Qualified – Rewards Cards) |
2.61
% + .20 per Transaction |
MasterCard
Credit Card Rate (Non-Qualified – Business Cards) |
2.96
% + .20 per Transaction |
Visa
Check / Signature Debit Cards (Non PIN-Based) |
1.49
% + .30 per Transaction |
Visa
Credit Card Rate (Qualified Swiped) |
1.69
% + .20 per Transaction |
Visa
Credit Card Rate (Mid-Qualified – Rewards Cards) |
2.61
% + .20 per Transaction |
Visa
Credit Card Rate (Non-Qualified – Business Cards) |
2.96
% + .20 per Transaction |
Debit
Cards (With PIN) |
15
Cents plus Network Fee |
Monthly
Minimum (Equates to Approx. $1200 in Sales) |
$25.00 |
Monthly
Service Fee |
$7.50 |
American
Express (Inquire About Rate for Your Business Type) |
15
Cents per Transaction |
Discover
Card (Almost the Same Rates as MasterCard & Visa) |
15
Cents per Transaction |
Daily
Batch Fee |
5
Cents per Batch |
24/7
Toll-Free Tech Support |
Free |
Application
Fee |
None |
Setup
Fee |
None |
Annual
Fee |
None |
Hypercom
Credit Card Terminal |
Free
Placement |
External
PIN-Pad for Debit Cards (Optional) |
$5.00
per Month |
Equipment
Shipping |
Free |
Terminal
Training |
Included |
Above
Pricing Accurate as of: |
April
2010 |
- As an option we are able to setup your American
Express account.
- We are pleased to provide full disclosure
on all interchange rate categories. Please view the Rate
Qualification Schedule
Free Terminal Program
Along with being eligible to be on the small ticket
interchange plus pricing I am happy to be able to offer your
business a free Hypercom T4100 terminal
to use with our great processing services.
Now that you have read about this exciting program
we invite you to start the application process by completing
the Merchant Application Worksheet from the Application Apply
Online link below. Should you have any questions please feel
free to either call Kevin at 215-489-7878 or send an email to
Kevin@mcvisa.com.
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