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We’ve all heard the expression “There’s no such thing as a free lunch.” Well this phrase must have been thought up by a restaurant owner as I’m still searching for a free meal. However, he sure wasn’t talking about the merchant account business because my company, Credit Card Processing Services, has put together an outstanding free credit card terminal placement program.

Hypercom T4100This program is available for any retail storefront business, medical practice, or restaurant. The equipment that we will send to you is a brand new state of the art Hypercom Optimum T4100 terminal and printer combination with a retail value of approximately $450.00. We will even program it for free and ship it to you via second day air shipping at no cost to you. The Hypercom T4100 is a dual comm unit so you can process either using regular dial up through your phone line by dialing a toll-free authorization number or connecting it to your broadband/DSL service for super quick high speed transaction time. Even if you don’t have Internet service at your business right now, when you get it in the future simply plug at regular Ethernet cable in the back of the terminal and then into an empty port on your router and the terminal will automatically recognize the new IP connection – pretty smart!

The Hypercom T4100 uses thermal paper available at every office supply store like Staples and no ribbons are required. The paper roll case is clear so you always know how much paper is left and it is the new clam shell design so you just drop the roll in and close it without having to feed the paper through and getting it jammed. A big difference in this terminal from other units is that it uses full size paper rolls instead of those baby rolls that need changing all the time. Just look at the difference in the size of the rolls.

Hypercom T4100 paperThe speed of this terminal is unbelievable. Average transaction time for IP is under 3 seconds and even old-fashioned dial up is consistently 5.9 seconds which is twice as fast as other dial up units. Once a transaction is approved it prints in lightening speed of 18 lines per second so a customer receipt prints in just 1.7 seconds. End of day reports take only a few seconds to print. The terminal is so quiet you can’t believe it actually is printing.

The Hypercom T4100 is the easiest terminal to use ever made. There is an easy to read dedicated key for all of the major functions such as refunds, voids, settlement, etc. No more stupid instruction books that might as well be written in Chinese that they are so hard to understand. The green enter key is large and in just the right place.

This Hypercom T4100 is yours to use for free for as long as you process with us that we hope will be for many years. Should any equipment problems develop in the future that cannot be fixed by phone support then we will replace the unit for you overnight at no charge to you up to two times per year. It doesn’t get much better than this!

The good news continues because the merchant account program we will set up is one of the best in the industry. Your transactions will be processed on either the Vital (Visanet) or Global Payments networks. Each one has excellent 24/7 toll free merchant support.

More good news – If you own a retail store then we will be happy to provide you a free Contactless Reader which attaches to your free terminal. With the new contactless cards that are now being issued by all of the credit card issuers your customer will simply wave their card in front of the reader and the sale is quickly completed. We have a dedicated website detailing this program at www.contactless-payments.com. In addition, where other terminals are considered smart card ready for the future, the Hypercom T4100 is smart card compatible which means if one of your customers had a smart card today you can accept it today.

Card Reader

Finally, I am sure that you are thinking that since the terminal is free that maybe the rates are higher to make up for it. More good news – the pricing for this program is extremely competitive and usually less than other companies selling or leasing expensive equipment.

Here is the pricing:

Interchange Plus Pricing

MasterCard & Visa Debit / Check / Prepaid (Non- PIN Based)
.59 % + .28 per Transaction
MasterCard & Visa Credit Cards (Qualified Swiped )
1.69 % + .18 per Transaction
MasterCard & Visa Credit Cards (Mid-Qualified – Rewards Cards)
2.69 % + .18 per Transaction
MasterCard & Visa Credit Cards (Non-Qualified – Business Cards)
2.99 % + .18 per Transaction
Dues & Assessments
0.11 % (11 Basis Points)
Access Fees
2 Cents
External PIN Pad for Debit Cards (Optional)
$5.00 per Month
Debit Cards (With PIN)
15 Cents plus Network Fee
Discover Card (Almost the Same Rates as MasterCard & Visa)
Included Automatically
Monthly Minimum (Equates to Approx. $1500 in Sales)
Monthly Service Fee
Daily Batch Fee
10 Cents
24/7 Toll-Free Tech Support
Application Fee
Setup Fee
Annual Fee
Termination Fee (Month to Month)
Hypercom or VeriFone Credit Card Terminal
Free Placement
Equipment Shipping
Terminal Training
Above Pricing Accurate as of:
October 2011
  • As an option we are able to setup your American Express and Discover merchant accounts.
  • We are pleased to provide full disclosure on all interchange rate categories. Please view the Rate Qualification Schedule

Now that you have read about this exciting program we invite you to start the application process by completing the Merchant Application Worksheet from the Application Apply Online link below. Should you have any questions please feel free to either call Kevin at 215-489-7878 or send an email to Kevin@ccps.biz.

Please Review the Free Terminal Agreement


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